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FHA cuts mortgage insurance rates

www.SimplyWaterfront.com by Randall Regnier

For those getting a mortgage with less than 20% down, the Federal Housing Administration (FHA) cut mortgage insurance (MI) from 1.35% on loans with less than 5% down payment to 0.85% and cut MI from 1.30% to 0.80% on loans with more than 5% down payment.  This rate decrease is effective January 26, 2015. With FHA loans, it is important to know that effective 2013, borrowers are no longer allowed to drop MI upon 20% loan payoff.  With historic low interest rates now well below 4% and property values on the rise, … [Read more...]

Historic Low Interest Rates

There is little secret that interest rates are lower now than they were just a few years back.  Did you know that mortgage interest rates are lower now than they were in the later half of 2013 through all of 2014?  In fact, three quarter of a percentage points lower today than just a few months ago. Great news, Right?  Indeed.  The average USA mortgage rates on a 30 year mortgage has fallen to 3.66% as of Mid January 2015 and the average 15 year mortgage has fallen below 3% for the first time since May … [Read more...]

Property Taxes and Discounts For Early Payment

Provided by Simply Waterfront - Property taxes are calculated to be paid in the Rears (at end of the year). Taxes are released by November 1 and become delinquent April 1 the following year with a discount to those that pay early. If you purchased a property this year, you likely received a credit on the closing statement from the seller for unpaid property taxes from January 1 through the closing date, whereas you become responsible for payment of the full year of taxes. Depending on whether you paid cash or … [Read more...]

Simply Waterfront’s August 2014 Newsletter

It’s such a great time of year to get caught up in various outdoor activities, and to make unhurried plans for the future. If you happen to be with a friend, relative or neighbor, and start chatting about the current or future housing market, I would appreciate you mentioning me as a source for information. In the meantime, I hope you make the most of your time this season, whether it’s to get some things done, or to do as little as possible! Video of the month: http://youtu.be/9W72aWdh1ps - Member of 'Leading … [Read more...]

Fireworks and Activities of Palm Beaches

Simply Waterfront Fireworks in Palm Beach

Feel welcomed to resend as an email or share by clicking on the share Click Here to Give Referrals Local Activities and Places to View Fireworks on July 4, 2014 West Palm Beach: The 4th on Flagler celebration will be from 5 to 10 p.m. at the West Palm Beach waterfront. Enjoy performances from the Lost Trailers and Ryan Star, look out onto the view from the lawn, and try out the mini-golf course. There will be food and drink vendors, but if you want a more luxurious experience, you can purchase a VIP ticket … [Read more...]

Referrals are my Business

Simply Waterfront Horn

This picture sums up who I am, where I grew up and what I enjoy in life. While some of you are digging yourself from snow drifts 6 months out of the year. Florida will only shut down from snow once every 100 years and never here in South Florida. See, here in South Florida, it's summer year round. You can explore the beach in late November on a brisk 75 degree morning. Be reminded each day how precious life truly is.  For peace of mind, you deserve this. I am a full … [Read more...]

Recent Sales – 2014

$520,000 - Versailles   $310,000 - Sunrise Harbor   $550,000 - Barr Terrace   $1,700 - Las Ventanas   $735,000 - Boise $4,900 - Court of Delray   … [Read more...]

Barr Terrace Condominium

Provided by Simply Waterfront - The Barr Terrace Condominium Downtown Delray Beach is located on the beach side of the Intracoastal Waterway and the Atlantic Avenue drawbridge.  The Barrr Terrace is a popular building being located directly off vibrant Atlantic Avenue and walking distance to the beach and shops of Historic Downtown Delray Beach.  Condo owners can enjoy views of either the waterway, of town or ocean. Barr Terrace includes gated covered and uncovered parking, a community pool, bike room, exercise … [Read more...]

Versailles Wellington

Provided by Simply Waterfront - Versailles Wellington, Florida is a French inspired community designed by Transeastern Homes and built between 2004-2006.  Versailles offers 450 residences with a variety of semi-custom ranch and two story single family dwellings.  Versailles is a family and pet friendly neighborhood and is a popular choice for "A Rated" schools and privacy of the community. Located one quarter of a mile north of Lake Worth Road on the west side of US 441 / St Road 7; the entry welcomes you with … [Read more...]

Sun Valley Boynton Beach

Provided by Simply Waterfront - Sun Valley Boynton Beach, Florida is a highly sought after "family and pet friendly neighborhood" located off Boynton Beach Blvd between Military Trail and Jog Road.  The community is established and is attractive to those seeking single level homes with open floor plans and split bedrooms.  Sun Valley has over 500 residences with three and four bedroom floor plans ranging from 1700 – 2700 living square feet.  All homes have two car garages and many have private pools and are located … [Read more...]